Top 12 Blockchain Payment Gateway Solutions

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Blockchain technology has the potential to revolutionize many industries. As a result, blockchain payment gateways have emerged as a way for businesses to manage and process payments. Using these solutions can help facilitate peer-to-peer payments, reduce transaction costs, speed up payment processing, and improve security. 

To help you decide which is best for your business, we'll discuss the top 12 blockchain payment gateway solutions in 2022 and their key features. We will also share other useful information you can find helpful as you continue your research.

Top Blockchain Payment Gateway Solutions:

What is blockchain technology?

Blockchain technology is a distributed database secured by cryptography. Several industries, including finance and healthcare, can benefit from integrating it into business. Using it for decentralized exchanges and smart contracts will make transactions more efficient and secure. 

You can manage your cryptocurrency via software known as a wallet. Each user has a unique 'address' composed of a private key and a public key. Like an email address, your public key can be used to send money. To spend your money, you digitally 'sign' transactions with your private key, which is your password. 

What is a blockchain payment gateway platform?

A blockchain payment gateway platform is a service that allows businesses to accept payments in cryptocurrencies. This form of online payment system provides secure and transparent transactions. Moreover, blockchain payment gateways are immutable, so transactions cannot be reversed or canceled. A blockchain payments system can utilize an existing financial system or be built from scratch.

Is blockchain different from cryptocurrencies?

A lot of people use cryptocurrencies and blockchain synonymously, but in fact, they are not the same. Cryptocurrencies are decentralized digital assets that can be used to purchase goods and services or traded for other assets. Simply put, they are the cash equivalent of the internet. On the other hand, the blockchain is the infrastructure on which cryptocurrencies are built. It is a distributed database that allows for secure, transparent, and tamper-proof transactions. 

Top Blockchain Payment Gateway Platforms

Find out more about the top blockchain payment gateway platforms and their features below!

1. Paystand


The Paystand platform enables faster, cheaper, and more secure B2B payments with a modern infrastructure built on SaaS and blockchain. You can digitize your receivables and even automate and streamline your manual financial processes.

Using Paystand’s innovative service model, you can reduce fraud by 50% and offer no-fee payment options to your customers. That’s because the platform leverages a core feature of the blockchain called immutability. Payments made through their network are permanently recorded on the blockchain and provide full transparency with an auditable certificate for proof. This feature ensures trust among all parties because there’s no room for chargebacks or fraud.

Paystand also offers a wide range of integrations, including Xero, Sage Intacct, and NetSuite. You can also develop your own integrations using their APIs for more convenience.

2. BitPay Wallet

BitPay Wallet

BitPay, a cryptocurrency payments gateway pioneer in blockchain technology, provides a suite of tools to accept, spend, and store money across the globe. To meet the demand for greater flexibility, its wallet is moving to support payments on additional blockchains. Many consumers and merchants have requested a way to use alternative cryptocurrencies because they offer features that make BitPay great in different ways, from faster transactions to lower fees. With open-source plugins and integrations available, business owners can now develop extensions that work with the platform’s wallet to accept other types of cryptocurrency. 

The BitPay wallet is non-custodial, meaning that you are the only one who has access to your private keys and funds. This setup gives you full control over your finances, making it nearly impossible for someone else to fraudulently access or spend your money.

3. ALFAcoins


ALFAcoins is another blockchain payment gateway solution that businesses use to receive cryptocurrencies as well as fiat currencies such as USD, GBP, and EUR. It has easy-to-use e-commerce shopping cart plugins and APIs such as WooCommerce, which take the stress out of business owners who don’t have any technical knowledge.

A variety of major cryptocurrencies can be accepted with ALFAcoins, namely Bitcoin, Ethereum, and Litecoin. The software also offers a low transaction fee of 0.99%, which can be paid by you or your customers.

4. GoURL


GoURL payment gateway makes it easy for anyone to start accepting Bitcoin and altcoins directly on their website because of its full integration feature. If you publish prices in Fiat (with more than 200 currencies available), it will automatically convert the amounts to their crypto equivalents using real-time exchange rates. 

GoURL’s service is free of charge. There are no monthly or annual fees to pay, and payment fees are capped at 1.5%. Payment results are typically displayed within five seconds of the payment being sent, which is faster than other traditional payment processors. In addition, a complete level of anonymity is provided for its users. You can also integrate cryptocurrencies easily. Just add a few lines of code to your site, and GoURL takes care of the rest.

5. SpicePay


Small to medium business owners and freelancers who are looking for a secure and user-friendly payment gateway solution can consider SpicePay. This blockchain payment gateway does not only offer an intuitive platform but unique features including real-time cross-currency exchange and fraud prevention that add extra security to your transactions.

While SpicePay lets you convert the cryptocurrencies to USD, EUR, or GBP, you can trust that it will secure your instant crypto payments using Bitcoin, Litecoin, Ethereum, and Bitcoin Cash. The standard flat charge of SpicePay is 1% per transaction—which is a steal deal if you’re being practical about your expenses.

6. Veem


Veem, a payment processor established in 2014, offers e-commerce networks designed to provide local and international companies with more control over their businesses. They pledge support for any company size and empower them financially through negotiating power, while also ensuring security through quick and cost-effective blockchain technology.

The fees of Veem are minimal if you are located in Canada and the US and make local payments and transfers. International transfers in USD, though, will have a fixed fee of $29, unless the transfers follow the country’s local currency.

7. Coingate


CoinGate has been able to adapt and thrive in the ever-changing world of cryptocurrency. The Lithuanian-based firm offers many different services for processing payments with cryptocurrencies, including permission-based account management as well as bank fiat payouts. With plugins available on a number of major e-commerce platforms such as WooCommerce and Magento, you can easily integrate CoinGate into your sales processes with the multiple cryptocurrencies option.

8. Aliant Payments

Aliant Payments

Payment processing company Aliant Payments has been around for years, supporting businesses of all sizes across various industries. They offer a range of services including credit and debit card processing, ACH processing, eCheck processing, and wire transfer processing. 

Aliant Payments also offers a blockchain payment gateway, which allows businesses to accept payments in Bitcoin, Litecoin, and Ethereum. Once you sign up with Aliant Crypto, you get the flexibility to make payment transactions on mobile, and even integrate your Aliant business account for any deposits made on the app. 

9. Coinbase


Coinbase is one of the big players in the crypto game that’s currently available for those located in the US. It offers an easy-to-use blockchain payment gateway service that allows multiple cryptocurrency transactions. With integrations with WooCommerce and Shopify, business owners do not need to be tech-savvy in order to take advantage of the Coinbase gateway.

10. NOWPayments


NOWPayments is an established cryptocurrency payment processing company, founded by the team behind ChangeNOW. The service offers low transaction fees and supports more than 100 cryptocurrencies to accept payments in real time.

NOWPayments offers a non-custodial service, meaning they don’t hold or store any funds for you in their database. Their API can support multiple payments for just one order, and can provide instant notifications. You also have the option to easily integrate the software into major CMS solutions like WooCommerce, OpenCart and Magento.

11. Corda


Corda was built to be a revolutionary enterprise blockchain platform for financial markets. It provides the stability and security that’s been missing from today’s systems, with an interface designed by industry experts who have spent years developing this technology in their own companies across various sectors, all while maintaining regulatory compliance requirements at every turn. As it is built on the same open-source technology that underpins Bitcoin, so you can be sure it’s been thoroughly tested and developed by some of the best minds in the industry.

Corda prides itself in its seamless integration with existing systems so you don’t have to worry about the hassle of switching to new technology. It’s also been built with privacy and scalability in mind, making it the perfect enterprise solution for any company looking to implement blockchain into their business model.

12. Ripple


Ripple offers a cost-effective and efficient solution to sourcing crypto. They have been developing their enterprise-grade services for over ten years because they know that speed matters more than anything else when it comes to making fast and seamless transactions. 

By using their innovative solutions, you can now send global payments in real time without tying up capital in destination markets. As a result of their proven technology and global network, organizations are able to engage their audiences faster while generating income at lower costs than traditional financial systems.

What to consider when choosing a blockchain payment gateway

With many companies that have adopted blockchain technology as one of their payment gateways, there are things you should consider when choosing one that best suits your business. 

blockchain payment gateway

1) Integration with Websites, Apps and Systems

When it comes to blockchain payment gateway platforms, consider choosing one that is easy to integrate with your website and the apps and systems that you already use for your business. This way, you won’t have to worry about the difficult and time-consuming technical details of implementation. Moreover, this will ensure that transactions are processed quickly and smoothly, without any disruption in your operations.

2) Capability to Support Multiple Currencies Around the World

Nowadays, a lot of blockchain payment gateways accept cryptocurrency and fiat currency. If you choose one that supports a more comprehensive list of currencies, especially for conversion, it gives you the convenience and flexibility to accept and receive payments from a wider range of customers. This can help you tap into new markets and broaden your customer base in other countries.

3) Cost of Fees and Other Incidentals

Transaction fees, network fees, merchant fees, and base fees can all add up quickly when using crypto payments gateways. For this reason, it is important to be mindful of the budget for both you and your customer. While you do not want to spend too much on these, you also do not want your customers to be burdened with potentially high fees they will need to shoulder.

Platforms with lower transaction fees may make up for it in the other fees, so it is important to choose a platform that fits your budget and get the best possible value for your money.

4) Reputation from Reviews 

When choosing a payment gateway, it is important to look for a company with a good reputation. A reputable blockchain software company that has a growing active user database is typically indicative of having a good track record, especially when it comes to compliance with all the relevant local and international regulations. Additionally, you could take a look at the reviews that are available online. The opinions and ratings of past and existing users will help you get a better sense of which platform is right for your business.

5) Cryptocurrency Payment Gateway Security

Security is a top priority for any business. The decentralized nature of blockchain technology allows for the network to be more secure because there is no central point of control. The best blockchain gateway software solutions are designed to help you integrate your business processes with blockchain technology. This is done by providing a high level of security and confidentiality, both for you as a business owner as well as your customers. When choosing one, see if they offer end-to-end encryption so that all data is encrypted at the point of entry and decrypted only by the person or device for whom it was intended.

6) Protection from the Volatile Nature of Cryptocurrencies

The volatile nature of cryptocurrencies is one of the biggest reasons why many businesses are hesitant to adopt them. However, there are blockchain payment gateway software solutions that allow you to accept payments in cryptocurrency while protecting you from the volatility of their prices. When choosing a payment gateway, check if their software has payment protection and instant transactions. These will allow you to accept cryptocurrency payments without worrying about price volatility.

7) Features Needed for Your Business

There are a few key features to look for across all options when choosing a blockchain payment gateway solution for your business. Invoicing is important because this function allows you to capture and track expenses and billing information, which can be helpful in managing your business' finances. Additionally, mass payouts and recurring payments are convenient features that save you a lot of time when logging and monitoring transactions. Accounting functions and reporting analytics also help you keep track of the financial data and income trends of your business. These features not only make your life easier but can also help you increase profits.

8) Customer Support Reliability

Making use of reliable payment gateway software alone is not enough. When choosing one, take a look at their customer support and how well they can address your concerns. A reliable company will have a customer support team that can quickly and efficiently address your questions and solve any problems you might be facing.

The best way to find out if a gateway software is the right one for your business is to get a demo and try it out. The demo will show you how easy it is to use, what features are available, and whether or not it can handle the volume of transactions you expect to see.

Use a blockchain payment gateway solution to grow your business

Blockchain technology is one of the most exciting innovations to hit the business world in a long time. It has the potential to revolutionize a variety of industries and is currently being used by a number of businesses to streamline their operations at a rapid pace.

As a result, blockchain payment gateway software solutions have emerged as a way for businesses to manage and process payments. Using any one on the list above can make a big difference in your business' ability to process payments and scale as you grow.

Frequently Asked Questions

Which payment gateway is best for cryptocurrency?

Top Blockchain Payment Gateway Solutions:

  1. Paystand
  2. BitPay Wallet
  3. ALFAcoins
  4. GoURL
  5. SpicePay
  6. Veem
  7. Coingate
  8. Aliant Payments
  9. Coinbase
  10. NOWPayments

What is blockchain gateway?

    Blockchain payment gateways have emerged as a way for businesses to manage and process payments. Using these solutions can help facilitate peer-to-peer payments, reduce transaction costs, speed up payment processing, and improve security. 

    How does a blockchain payment work?

      Blockchain technology helps facilitate fast, secure and low-cost international payment processing services, in addition to other transactions. The blockchain technology uses encrypted distributed ledgers that provide trusted real-time verification of transactions. There’s no need for intermediaries, like banks.

      How do I accept payments on blockchain?

        To accept cryptocurrency payments, follow these easy steps:

        • Have the merchant sent a QR code
        • The customer will scan the QR code
        • Customer will enter their private key 
        • Transaction will appear on blockchain 
        • All computers on the blockchain will validate the transaction